Looking For your Dream Home – We can help!

If you are thinking of buying soon, we want to speak with YOU!

There are many factors to consider in the rent vs buy situation, we would like to highlight a few of the most important ones while making this decision:

Buying

You Can Build Equity. Historically, homes rise in value anywhere from 4% to 6% per year.

You Can Take Advantage of Tax Breaks for Homeowners. Homeowners can deduct their mortgage interest payments and property taxes when they itemize their federal income taxes. Pro Tip: Ask us about 1031 exchange for real estate!

Your Housing Payments Will Stay Stable. If you choose a fixed-rate mortgage, your principal and interest payments remain the same for the duration of the loan.

Selling

Landlord and pet restrictions. You need decorating permission for nearly everything. There are also many restrictions with your furry family members and don’t forget the added cost.

The Dreaded Rent Increase! Year after year the cost of renting can go up as much as 10% with only a 30 day notice in California, YIKES!

No Tax Deductions. All of the tax breaks go to the homeowner, not the renter, although you do not have to pay the property taxes, that is a deduction for the homeowner.

downPaymentAssistanceProgram

  • Non-Payable Grant
This can be used to help pay for down payment and/or closing costs. Grant is forgiven when loan closes and never has to be repaid
  • Flexible Guidelines
No first-time homebuyer requirement. FHA, VA, USDA and Conventional Mortgages are eligible. Purchase or refinance of a primary residence.

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